Here are some selected queries our team members hear frequently.

I AM CONSIDERING BUYING A TOWN HOUSE CONDOMINIUM BECAUSE I HAVE A DOG. IS THERE ANYTHING I SHOULD BE CONCERNED ABOUT?

no dogs allowedMost condominium by-laws have a pet clause. Ensure that you obtain a copy of the bylaws from your realtor and read them. The bylaws may note that no dogs are allowed or that you must have prior permission from the Board of Directors of the condominium complex. It is important that you follow the bylaws or you may be ordered to remove your dog after you have purchased and moved in if no dogs are allowed or permission was not sought.

WHAT TYPE OF INSURANCE DO I NEED NOW THAT I HAVE PURCHASED A CONDO?

Insurance-policyFor a conventional condominium it is usual that only personal liability insurance and personal contents and/or property insurance is required to be purchased by each individual owner. You may wish to inquire about bridge insurance. Bridge insurance will cover the difference between your personal deductable and the higher deductable of the condominium corporation’s insurance policy. In the case of a water damage claim such as from a flooding dishwasher, this may be a benefit to you

THE NEW CONDOMINIUM I AM CONSIDERING PURCHASING HAS A LARGE OPEN AREA IN THE BACK. I AM REALLY LOOKING FORWARD TO PUTTING MY PERSONAL TOUCH TO THE LANDSCAPING IN THIS AREA.

home_landscapeAll areas outside of your front door are common area. A fenced back yard, deck or patio may be deemed an exclusive use area and will be stated so in your by-laws. No owner may make alterations to any exclusive use or common area without prior consent from the Board of Directors. Changes made without approval could be ordered restored to original condition at your expense

I HAVE BOUGHT A CONDOMINIUM IN AN ADULT ONLY COMMUNITY. MY SON'S WIFE HAS PASSED AWAY AND HE AND MY GRANDSON WILL BE MOVING IN WITH ME. WILL THERE BE A PROBLEM?

boy_grandfatherMost by-laws of adult only condominiums allow for some compassionate discretion of the Board of Managers. Your proposed arrangement must be temporary and you must notify the Board of Directors of the circumstances and the proposed duration of your grandson’s stay. The Board may then grant you permission based on compassionate reasons

MAY I WITHHOLD MY CONDOMINIUM FEE IF I AM UNHAPPY WITH THE MANAGEMENT OF THE SNOW REMOVAL OR ANYTHING ELSE?

condo_feesCondominium bylaws state that all fees and assessments must be paid when due. Failure to do so can result in a lien being placed on your title and even further legal action resulting in foreclosure by the condominium corporation of your property. If you are unhappy with the management, your concerns should be put in writing to the Board of Directors and you may even consider running for election to the Board of Directors

WHAT ARE THE BYLAWS THAT EVERYONE REFERS TO?

bylawsEach condominium plan has a set of by-laws. The by-laws are the rules and regulations of the complex and form the governing guidelines for the owners and the Board of Directors. Prior to each sale of a unit the prospective purchaser is given five (5) days to review these by-laws. It is each owner’s responsibility to read the by-laws thoroughly prior to purchase. This is also done for your protection as you may not agree to certain restrictions in the by-laws and therefore may decide to withdraw your offer.